Debit Card FAQs: Activate Your Card or Change Your Pin (2024)

FAQs

How do I activate my debit card and set a PIN? ›

Activating the Card Through Your Bank

Provide them with the card number, expiration date, CVV code, and any other information they ask for, which may include the PIN you wish to use. Use your bank's mobile app to activate the card yourself. If you use a mobile app for banking, open the app and log in to your account.

If you received this message, your card may be locked, or you may need to reset your PIN.

Many banks allow customers to change or reset their debit card PIN via their website or mobile app's debit help center, where to change PIN. This section is typically located online under security settings, personal settings or customer self-service.

If you are still wondering where is ATM PIN written on debit card, it's not! Your ATM PIN is never written or printed on your debit card for security reasons. Instead, banks provide it to you separately through secure channels.

Note: PIN may be required when activating your debit card. If you don't already have a PIN, it would have been mailed to you separately from your card.

Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.

Unlocking the Card: If your card is retained by the ATM or blocked due to incorrect PIN attempts, you will need to contact your bank's customer service to resolve the issue. They can help you unlock your card or guide you through the process of obtaining a replacement card.

Failing to activate your debit card will prevent you from using it for various transactions such as ATM withdrawals or making purchases that require debit card information. Additionally, an unactivated card can pose a security risk if it is lost or stolen.

How can I reset my card PIN? ›

You can always seek help from the bank for an ATM card PIN change if you want to reset your PIN, in case you forget it or accidentally block your ATM card through wrong attempts. Banks ask you to fill up forms requesting PIN generation or PIN change and submit them to start the due process for ATM card PIN change.

Yes, you can. Send an SMS in the specified format to the toll-free number of your bank. You will receive an OTP. using this OTP, you can change your card PIn at the nearest ATM.

Go to the URL provided on the activation sticker on the front of your card, or sign in to your bank's website. This may vary from bank to bank. Have your debit card ready as you may need information on the card to activate. Follow the prompts to finalize your card's activation.

All ATMs (Automated Teller Machines) deploy Value Added Service (VAS) provided through NFS (National Financial Switch) by NPCI (National Payments Corporation of India) that allows ATM card PIN change.

Similarly, when you run a debit card through a POS card reader, you may also have to enter the PIN to complete the transaction. However, not all instances require a PIN to be entered. With some POS terminals, cardholders can also choose to run debit cards as credit cards.